Insurance Mistakes to Avoid
Insurance, Insurance Mistakes to Avoid
7 Health Insurance Mistakes to Avoid During Open Enrollment 2026
HHS ASPE data shows 27.8% of zero-premium Marketplace enrollees cancelled coverage by May 2026 — vs. a historical 5%–10% rate. A 50% non-payment rate hit auto-reenrolled consumers who moved from $0 to paid premiums. CMS removed 2.9 million improper enrollments by January 28, 2026. This piece covers all 7 open enrollment mistakes the 2026 data identified — from deadline confusion to Form 8962 filing — and what active comparison consistently produces instead.
