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Student & Education Finance

Financial guides for US students, parents, and recent graduates navigating college costs, student loans, financial aid, and budgeting on a student income. Data sourced from studentaid.gov and Department of Education.

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Student & Education Finance

2026 Big Beautiful Bill Student Loan Changes: What the Education Department Data Actually Shows

2026 Big Beautiful Bill Student Loan Changes: What the Education Department Data Actually Shows

Confused by the 2026 Big Beautiful Bill student loan changes? You aren't alone. From the new $257,500 lifetime borrowing limit to the introduction of the Repayment Assistance Plan (RAP) and the phase-out of SAVE, here is exactly what the Department of Education data means for your federal student debt and forgiveness options.

Kevin Brown

August 30, 2026

Updated August 30, 2026

Is FAFSA Going Away in 2026? What the Official Federal Student Aid Data Actually Shows

Is FAFSA Going Away in 2026? What the Official Federal Student Aid Data Actually Shows

Worried that the FAFSA is disappearing in 2026? The short answer is no. While the 2025 "One Big Beautiful Bill Act" introduces significant changes to federal student loan limits and Pell Grant eligibility, the FAFSA form remains the official gateway for college financial aid. Discover what these new rules mean for your education funding, including the new Repayment Assistance Plan

Kevin Brown

August 29, 2026

Updated August 29, 2026

Big Beautiful Bill Student Loan Changes: What the Official Data Shows Borrowers Need to Know

Big Beautiful Bill Student Loan Changes: What the Official Data Shows Borrowers Need to Know

The One Big Beautiful Bill Act (Public Law 119-21) introduces new federal borrowing caps for graduate and professional students, eliminates Grad PLUS for new borrowers, and replaces older repayment plans with the Repayment Assistance Plan. Here's what the official data shows borrowers need to know.

Kevin Brown

August 24, 2026

Updated August 24, 2026

Is FAFSA Going Away in 2026? What the Department of Education Data Actually Shows

Is FAFSA Going Away in 2026? What the Department of Education Data Actually Shows

The 2026–27 FAFSA is fully available and actively processing millions of applications. Federal Student Aid is already planning the 2027–28 cycle. Here's what the official Department of Education data shows — and what's actually changing in 2026.

Kevin Brown

August 24, 2026

Updated August 24, 2026

Federal Student Loan Repayment Plans 2026: How to Choose the Right Strategy

Federal Student Loan Repayment Plans 2026: How to Choose the Right Strategy

The 2026 student loan landscape has shifted with the end of the SAVE plan and the introduction of RAP. This guide breaks down the new Tiered Standard Plan, legacy IDR phase-outs, and strategic payoff methods to help you minimize daily interest accrual and become debt-free faster.

Kevin Brown

August 14, 2026

Updated August 14, 2026