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Social Security Benefits

Social Security is a big part of how most people pay for life after work. But many do not know how it works. This guide shows you how social security benefits work. We show you how your pay is set. We also show you when to take your checks to get the most cash over time. These tips help you plan for a safe life. Start here to learn the facts.

Latest Guides in Social Security Benefits

Social Security Benefits

Can You Draw Social Security at 62 and Still Work? What the 2026 SSA Data Shows

Can You Draw Social Security at 62 and Still Work? What the 2026 SSA Data Shows

Yes, you can claim Social Security at 62 and keep working in 2026 — but earnings above $24,480 trigger the SSA's $1-for-$2 withholding formula. Here's what the official SSA and IRS data shows about earnings limits, the early-claiming reduction, and what happens to withheld benefits at full retirement age.

Kevin Brown

August 28, 2026

Updated August 28, 2026

Social Security COLA 2027 Estimate: What the Latest SSA and CPI-W Data Shows

Social Security COLA 2027 Estimate: What the Latest SSA and CPI-W Data Shows

As of August 2026, the Social Security COLA 2027 estimate stands at ~3.1% from July CPI-W data, while the SSA Trustees projection is 2.7%. Outside forecasts reach 3.5%–3.6%. None is final — the official announcement comes in October 2026. Here's what the data actually shows.

Kevin Brown

August 26, 2026

Updated August 26, 2026

How Much Can You Earn While Drawing Social Security at 62? What the SSA Data Shows for 2026

How Much Can You Earn While Drawing Social Security at 62? What the SSA Data Shows for 2026

You can earn $24,480 in 2026 while collecting Social Security before full retirement age without triggering the earnings test. Learn exactly how the $1-for-$2 withholding formula works, what income counts, and what happens to withheld benefits at full retirement age.

Kevin Brown

August 20, 2026

Updated August 20, 2026